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Types of Car Insurance Coverage There are several types of coverage. Understanding the differences between the kinds of coverages that are available can help you choose a policy that is right for you. The type of coverage you need...

If you’re a homeowner, you may be surprised to learn that the bulk of water damage to a home isn’t due to natural disasters or flooding. It’s actually due to unchecked plumbing issues that lurk on the property...

As you plan your next home renovation project, choosing the right contractor for the job is a critical first step in your planning process. You want to make sure you vet the quality of their work in advance, spell out in writing what...

Two worthy outdoor opponents. One difficult question: Should I buy a deck or patio? If you’re going to invest in an outdoor space, you want to carefully consider all of the factors. Learn the difference between a deck and patio,...

They can come, seemingly, from out of the blue. One minute you’re driving your car and everything seems fine, and the next moment you hear a strange noise coming from your car as you accelerate. Before you turn up the radio a...

Do you know how to keep your pet safe when the weather heats up? Like most people, you’re likely careful to never leave pets in vehicles when it’s hot outside. But there’s more to know when it comes to keeping pets...

Maintaining your tires is one of the most important things you can do for your car. Next to your brakes, tires are the most important safety feature your car has – yet many times we don’t give them a second thought. But...

With spring in full bloom and summer just on the horizon, prime boating season is upon us. And you might notice more people on the water than ever, because sales of recreational boats have been growing at a steady clip for seven...

Med Pay? PIP? Dec pages? Insurance terms, explainedWith all kinds of different coverages for all kinds of different needs, insurance can be very confusing. And to make it even more challenging, at times it probably seems like insurance...

Spring is here, which means you'll likely see more motorcycles on the road. And the key word here is "see." People driving cars and trucks often fail to notice the motorcyclists around them, partly because they're not accustomed to...

Sometimes, a basic homeowners policy just isn’t enough. So as your career advances and your income increases, it’s important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage and...

If you have a homeowners policy, you probably expect it to cover all the costs of rebuilding your house in case it’s damaged or destroyed by a covered hazard. But are you certain you have enough coverage? Read about two common...

Do you need boat insurance? If you live in one of the few states that require it, yes. You may also need insurance if you're financing your boat or docking it at a marina. Even if you don't technically need boat insurance, it's still...

If damage to your home is covered by your policy, and you must leave it while it’s being repaired, where would you stay? Would the cost of a hotel or temporary apartment fit into your budget? Having loss of use coverage included...

Umbrella insurance, you might have heard of it, but what is it? Picture this: you're driving to work and you collide with another car. Unfortunately all three passengers in the other car are injured. That can lead to pricey medical...

Now’s the Time to Get a Home Insurance Quote Home. It’s your safe haven. It’s where you raise your family and create memories that last a lifetime. Travelers can help you protect this prized possession with...

Depending on the type of business you own, buying a company car could provide some noteworthy benefits. It might come in handy for deliveries or driving between work locations, and the tax benefits of owning a business vehicle are...

Painting your home can be inconvenient and time consuming, but it’s easier than it seems. It’s a good investment that extends the integrity and good looks of what, for most people, is their single greatest asset. Paint is...

What is RV insurance?RV insurance is an agreement between you and your insurance company that protects your motorhome, travel trailer, camper, fifth wheel, etc. You'll choose from a variety of coverages meant to protect your vehicle...

Spring has arrived – which means it’s time to get your home in tip-top shape. A good, deep spring clean-up is a tradition that not only promotes wellness by keeping your environment clean and organized, it also helps carry the...

There isn’t a one-size-fits-all answer to this question, but there are ways you can gauge the amount of coverage you need. First and foremost, it’s important to think about the financial gap that your family would need to fill without...

Your personal auto insurance, including all limits and deductibles, extends to almost any rental car you drive. That means, if you carry comprehensive and collision coverage on your daily ride, you'll be protected against physical...

Personal liability coverage protects you financially if you're responsible for damages or injuries to others. This protection extends to household members, so if your child accidentally damages your neighbor's property, you may be...

Collision coverage helps pay to repair or replace your vehicle if it's damaged in an accident with another vehicle or stationary object like a tree, guardrail, or fence. It can also cover damage resulting from a single-car accident,...

Using our claim data, we have developed a list of the most common causes of fire-related losses as well as some things you can do to help prevent them.Faulty Wiring and Outlets Are One of the Top Causes of House Fires.Check the...

You’ve decided it's time to replace your outdoor deck and you’re ready to take it on as a DIY project, or you’ve decided to work with a licensed and bonded contractor for the heavy lifting. Before you start on such a critical project,...

Homeownership is a major responsibility and keeping up with the many tasks for maintaining your home can be challenging. But often, proactive attention to some key areas around your home can help you avoid costly repairs. To help you...

When you and your teen are shopping for a new car, safety should be top priority. The increase in smart technologies in vehicles means there are more ways today to help keep young drivers safe. The 10 small and midsize cars listed...

The automotive market, online and off, is saturated with new and used cars that you can review with just a few clicks. Often overlooked during car research, the total cost of ownership is essentially a calculation of all the costs...

If the responsibilities of being a homeowner have become tiresome, it might be time to make a move. Or maybe you’re looking at buying a house but think the regular maintenance is more than you, or your schedule, can handle. A...

New tires are an inevitable expense, but telling when it’s time to get new tires may not be widespread knowledge to all drivers. Conflicting information from friends and family, from what you read online, etc. may make diagnosing...

Think you don't need life insurance if you don't have kids? You may want to think again. It may seem like an unnecessary expense. But there are many benefits to having life insurance, even if you’re not supporting a family. Here...

When it comes to getting car help, there’s no shortage of things that owners want to know. And there’s no shortage of important vehicle-related information to learn. Start with the essentials. Take a look at five of the...

Are you renovating your home? Whether you do it yourself or hire a professional, make sure you do it right the first time. Home projects can take a big bite out of your budget and your time if they’re not done properly. Here are...

Following regular maintenance will help your appliance run efficiently and safely. Ignoring regular dryer maintenance may pose a fire hazard. Failure to clean the dryer is the leading cause of home clothes dryer fires, according to the...

Car batteries are an essential part of an automobile. From getting your car started to charging your phone on-the-go, batteries provide the zap your vehicle needs to keep rolling. That’s why it’s so important to know when...

How personal property coverage replaces stolen belongings On most renters policies, personal property coverage limits range between $15,000 and $500,000. Your selected amount should cover the cumulative worth of your belongings...

You’ve been saving for a house by paying down your debt, working on improving your credit score, and cutting back on spending. For many of us, buying a home will be the single biggest financial milestone we hit. Owning a home can...

When you’re planning a road trip, make sure you account for these road trips tips so you can get to your destination safely and comfortably. You need to plan in advance for your road trip and we’re not just talking about...

If you decide that your yard needs a fence, you’ll quickly realize that you have a lot of different options when it comes to choosing a type of fence. Of course, it goes beyond simply deciding what look you prefer; you also have...

Learning how to compost at home is a great DIY project that can reduce your household’s carbon footprint while improving the health and quality of your yard. Composting can help create stronger, more nutritious soil for gardening...

When your ride suddenly won’t start from a dead battery, knowing how to use jumper cables is a good skill to have. At first, jump-starting a car can seem like a stressful situation, but you’ll quickly realize it’s one...

Once the weather heats up, every driver wants to roll their windows down and feel that warm breeze. Some may even take it a step further by owning a convertible. But if you’re on the fence about buying one, you may still be...

If you’re moving out of a home you own, you might be wondering whether to rent your house out or sell it. Both of these options have benefits. It’s important to look at your individual situation and weigh the pros and cons...

Few experiences are more exciting or rewarding than purchasing a new home for the first time. However, the process can be more complex than it may seem. Working with a skilled agent can make things go more smoothly, but it’s...

As a homeowner, you know how important it is to keep every aspect of your house maintained. One of the most important facets of home maintenance is to make sure your roof is in tip-top shape. If you catch a problem early, you’re...

When it comes to getting car help, there’s no shortage of things that owners want to know. And there’s no shortage of important vehicle-related information to learn. Start with the essentials. Take a look at five of the...

Like all fluids in your vehicle, power steering fluid plays an important and specific role in keeping your car operating at peak performance. This fluid is critical for providing its namesake system with hydraulic assistance so you can...

Does Homeowners Insurance Cover Jewelry and Valuable Items? Homeowners insurance may provide limited coverage amounts for lost jewelry or valuable items based on the type of item and cause of loss. Valuable items coverage may provide...

What Is Car Insurance and Why Do I Need It? Car insurance is designed to protect you and everyone who shares the road from the potentially high cost of accident-related and other damages or injuries. It is a contract in which you pay...

Getting a homeowners quote can only take a few minutes when you have all of your information at hand. Knowing the details of your house, including what kind of safety features you have installed, may help you qualify for money-saving...

What is renters insurance, and why do I need it? Many people that rent don’t actually know they need renters insurance. Sure, your landlord may have insurance for the building, however, that coverage does not extend to your...

*This post is intended for facilities outside the health care industry. With the ongoing COVID-19 pandemic, it is crucial to review and update policies for cleaning and disinfecting your facility, equipment and vehicles. It is...

According to the National Safety Council, the risk of being involved in a fatal car crash is three times higher at night than during the day. This is due to several factors, including fatigue, the glare of headlights and compromised...

National Weather Service alerts The National Weather Service (NWS) keeps an eye on forecasts and climate data around the country. When it detects a potentially serious weather pattern, the NWS will notify local meteorologists in the...

What are perils and hazards? In the world of insurance, a “peril” is an event or circumstance that results in property damage. Your homeowners, condo or renters policy contain a list of covered perils, such as fire,...

Taking a home inventory helps protect your belongings Many insurance companies recommend completing a home inventory, so you have an updated record of everything you own. A home inventory is an itemized list of all your possessions...

How much is home insurance? The average cost of homeowners insurance for a 12-month policy from ASI, one one of the carriers we represent, ranged from $676 ($56/month) to $2,044 ($170/month) in 2019. The range in price is significant...

Homeowners insurance is an agreement between you and your insurance company that can cover your house, unattached structures, lawsuits against you, and more. When you buy homeowners insurance, you're buying “coverages,”...

Spring is here, which means you'll likely see more motorcycles on the road. And the key word here is "see." People driving cars and trucks often fail to notice the motorcyclists around them, partly because they're not accustomed to...

An auto insurance deductible is one of the most important factors to consider when choosing coverage for your vehicle. Because your deductible will impact your monthly premium as well as the amount you'll pay for damages after making a...

When an unexpected natural disaster or state or local emergency interrupts your plans to start house hunting, all is not lost. While opportunities to get preapproved for a mortgage, meet with a real estate agent or tour homes for sale...

You’re involved in a collision, and your car is towed away. You’re lucky to only have minor scratches and bruises, but the loss of your car is weighing heavily on your mind. Find out what happens when your car is totaled...

Car batteries are an essential part of an automobile. From getting your car started to charging your phone on-the-go, batteries provide the zap your vehicle needs to keep rolling. That’s why it’s so important to know when...

Outdoor entertaining season has begun! However, after winter outdoor furniture, grills and pools need a little prep work to get ready for use. Keep these tips in mind before entertaining family and friends outside: 1. Inspect outdoor...

Sooner or later, it happens to even the most cautious and maintenance-focused drivers: your car breaks down on the road. Knowing precisely what to do in this circumstance can help ensure that you remain safe — and that your...

More than 40,000 Americans died on the roads in 2016, the most significant increase in deaths over a two-year period in more than 50 years.1 Whether someone you love has been known to text and drive, or you have found yourself...

While your landlord likely may have insurance coverage for the building itself, you may need a renters insurance policy to protect your personal possessions. Your renters insurance policy can also help protect you from liability if,...

For most employees, being injured on the job is a first-time occurrence, and the road back to work is not always well defined. Employee injuries should never be considered routine; however, your response plan should be. The Travelers...

The summer season has the potential to bring fun-filled days and enjoyment for many boat owners. Experienced mariners know fickle weather is a fact of life, but some weather events have the potential to seriously damage or even destroy...

Wondering how you can get a more affordable rate for car insurance? Getting cheaper auto insurance is straightforward — if you know which dials to turn. We’ll show you a few basic ways you can lower the cost of your auto...

A fence is an element of your home that can elevate your curb appeal, provide more privacy for your family and help secure your property. While DIY improvement shows can make fence installation seem straightforward, installing one on...

According to the National Highway Traffic Safety Administration, more than 770,000 people fall victim to vehicle theft each year. The most recent information from the Insurance Information Institute states that in 2017, motor vehicle...

Staging a house is an opportunity to showcase your home and help buyers imagine their life in your space. Staged homes sell faster and at higher price points, according to the National Association of Realtors. Buyers are used to seeing...

Selling your used car to a private buyer does take more time and effort than trading it in at a dealership, but it also usually nets you more money for your vehicle. While a dealership is interested in selling your trade-in for a nice...

Simple fixes and smart thinking can ensure a safe environment for seniors. Stairs are the most obvious barrier to seniors hoping to stay in their homes as long as possible. But lighting, bath and kitchen design as well as access to...

Warm water is something that most of us take for granted. When we turn on the faucet to wash our hands or step into a hot shower in the morning, we don't stop to think about the condition of the appliance that's producing the heated...

If you’re always looking for a Wi-Fi connection to link to when you’re away from home, installing car Wi-Fi may make sense. From factory options to aftermarket devices, there are many ways to get Wi-Fi connectivity in your...

Washer and dryer maintenance is the key to keeping your appliances running in tip-top shape. Caring for them means less time doing household chores and less money spent on utility bills. However, there's more to maintenance than just...

Dwelling coverage or dwelling insurance covers your house and everything attached to it (roof, garage, countertops, flooring, etc.). Often called “Coverage A,” it’s automatically included in every homeowners or condo...

Wondering if you’re insured when you borrow a car? Or maybe you’re lending a car to a friend and aren’t sure whose insurance is providing coverage? Take this quick quiz to see how you're covered when you're both the...

Low-cost states Average monthly price: $137 Total six-month policy average: $817 States included: Idaho, Indiana, Iowa, Kansas, Maine, Minnesota, Montana, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South...

What Is Collision Insurance Coverage? If you hit another car or object, get hit by another car or object, or your car rolls over, collision coverage will help cover damage to your vehicle, up to the policy limit. The maximum collision...

Your car is made up of a number of different parts, and like any well-oiled machine, every part needs to be in tip-top shape to run smoothly. If one part starts to fail, it could affect how the whole car runs. There are a number of...

When your teenager gets their car and license, you might feel both proud and nervous at the same time. This ritual of growing up means a newfound freedom for teens, and perhaps a few more gray hairs for mom and dad. The Centers for...

If you want the freshest produce possible, consider planting your own home garden—after all, you can’t get any closer to your kitchen table than your own backyard. Growing your own vegetables is thrifty, too. According to...

It depends on your particular situation. At a minimum, drivers must carry bodily injury and property damage liability coverage at the state mandated limits to cover vehicle and property damage, injury-related expenses and legal fees...

Once the weather heats up, every driver wants to roll their windows down and feel that warm breeze. Some may even take it a step further by owning a convertible. But if you’re on the fence about buying one, you may still be...

While the conversation around the water cooler may be about the latest cyber breach, protecting your data against cyber attacks requires much more than words. Walk the talk to help protect your data with a documented data security...

Whether you’re buying or selling a home — or you want to make sure you’re taking great care of the one you already own — the age of the roof is something that’s important to keep in mind. While a roof is...

With all the information available at our fingertips, it can be difficult to weed out what is true and what is misleading. This holds true for auto insurance. Does the purchase of a spiffy red sedan hit you harder in the wallet, as far...

Homeownership rates have been falling for the past eight years, according to a report by Harvard University’s Joint Center for Housing Studies. That means more people are renting, making it harder to find a rental home. The...

Two worthy outdoor opponents. One difficult question: Should I buy a deck or patio? If you’re going to invest in an outdoor space, you want to carefully consider all of the factors. Learn the difference between a deck and patio,...

Headlights are an important safety feature on your car, whether you’re driving at night or in inclement weather. Unfortunately, headlights can become foggy and dirty, which dulls their brightness and makes them less effective at...

When it comes to first aid in the home, be prepared with a well-stocked medicine cabinet. If you need to treat an illness or injury, you will have all the common medications and first aid supplies on hand to help yourself or others....

Sometimes when people change something about their lives, they are surprised to find out their insurance rate changes, too. This is true with car insurance, as insurance companies use many factors to price auto policies. Knowing what...

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning—and the invisible, odorless gas sickens thousands more.The numbers seem even more...

“You probably don’t think your dog would ever bite someone, let alone cause a serious injury, but dog bites are more common than you might realize. 4.5 million occur every year in the U.S., according to the Centers for...

Millions of Americans will be traveling this holiday season, and if it's anything like previous years, a lot of that travel will be on the road. Last year, AAA estimated that more than 100 million Americans were planning a trip of more...

We hear it from drivers from all walks of life: “I’m paying too much for car insurance.” Seems we all know someone who’s paying way less, and we want to cut our own rates, too.As independent insurance agents, we...

Trying to understand how your small business insurance works, but having trouble with the language? We understand. Here are some of the more important terms to help you understand your policy. Signing Up Endorsement/Rider: Additional...

Buying renters insurance to protect your stuff may seem like an unnecessary expense, until you experience a theft or fire in your rented home or apartment and lose some of your most treasured possessions forever. Whether you're a...

Back in the early days of home security "systems," around the end of World War I, it was common for homeowners to hire "door shakers"—night watchmen who would literally walk around and check doors to make sure they were locked....

It’s no secret that most car enthusiasts enjoy displaying their passion for all things automotive. From calendars and clocks to accent furniture, many classic car lovers incorporate that interest into everything from the clothes...

Barbers and nannies and mail carriers, oh my! Many of us like to tip a little extra during the holiday season. But it can be confusing to decide how much to tip and to whom. Follow these guidelines for appropriate holiday tipping....

What to buy every month of the year The best bargain shoppers know that timing is everything in deciding what to buy when. Different products follow different cycles of pricing, depending on everything from holidays to weather to...

Chilly days and nights prompt rodents, especially mice, to seek warmth – often under the hoods of cars. Mice in your car are more than just a nuisance, they can be dangerous. Here are some tips on how to help keep mice and other...

Among car enthusiasts, the debate over big block vs. small block engines is one that can ignite lively discussions and strong opinions. Many drivers prefer one over the other, but the fact is that both big blocks and small blocks have...

In car accidents both severe and less so, the vehicle(s) involved may be deemed damaged beyond repair. This is when your insurance agent calls with the unfortunate news that your vehicle has been declared a total loss. But, what...

Yes! If you have comprehensive coverage on your policy, auto insurance can help pay for your stolen vehicle if it is not recovered. Depending on your policy, you may also be covered for custom parts, paint, rims, and other aftermarket...

On homeowners, renters, or condo policies, your property and belongings may be insured for the actual cash value (ACV) or replacement cost (RCV). The replacement cost is simply the price of replacing property or a belonging. The actual...

What are perils and hazards? In the world of insurance, a “peril” is an event or circumstance that results in property damage. Your homeowners, condo or renters policy contain a list of covered perils, such as fire,...

What is a deductible? It's one of the most common car insurance questions and may be the easiest to answer: An auto insurance deductible is what you pay “out of pocket” on a claim. For instance, if you have a $500...

Many people are getting into the rental housing market as an investment, hoping to make more money in rent than they owe on their properties. There are nearly 44 million renter-occupied homes throughout the United States, and they...

Tire maintenance is one of the most important things you can do for your car from a safety and cost standpoint. The easiest way to care for your tires is both quick and inexpensive: maintain the correct tire pressure. Driving on...

On Thanksgiving Day, almost everyone with a dog or cat is faced with pets begging for what the two-legged family is eating. But can dogs have turkey? It depends. “Around this time of year, I’m asked if turkey is bad for...

Despite the recent dip in gas prices, the demand for alternative-fuel vehicles continues to grow, with more ecologically sensitive motorists wanting clean-air alternatives to gas-powered cars, and cost-conscious buyers seeking to save...

In 2017, roughly 16.7 million people were affected by identity theft, totaling at nearly $16.8 billion stolen. Many seemingly harmless behaviors can make you vulnerable to identify theft: making purchases over the phone, recycling old...

1. Simulate activity Controlling your lights with timers only goes so far in faking activity at your house while you’re on vacation, says Mark Clement, home improvement, landscape and property management expert, and co-host of a...

Nobody really enjoys traveling during the holidays, do they? OK, you might if you're going on vacation, or you're visiting family in Hawaii or something. But for everyone else, it's a slog—whether you're battling airport crowds...

As much as you’ve been waiting for this moment, you’ve been dreading it, too: your teen has passed the state driving test and is now an officially licensed driver. You no longer have to taxi him or her to school, to...

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear.A fire in a modern home is a “perfect storm,” according to safety consulting and...

Owning a home is usually a great experience. But it can also be a hassle, especially when unexpected issues pop up—whether you have a minor breakdown or a major catastrophe, it's almost certainly going to require time and money...

Not texting is a start, but there's more to safe drivingHere's the bad news: Distracted driving causes thousands of accidents every year, many of them fatal. The good news? If you're driving, it's 100% preventable.You've seen them...

Whether it's a gift from someone special or a gift to yourself, a new piece of jewelry can bring some sparkle to your life.However, many people who find themselves victimized by burglars—or worse, a fire or some other...

If you’re in the market for a new car, you may be debating whether to buy or lease. It’s a big decision. After buying a house, a new car is the second biggest purchase most people will ever make. To help you through this...

When you’re in the market for a new place to live, there’s no shortage of decisions to make. From location to size to style, the choices are seemingly endless. One great starting point is deciding whether you want to buy a...

Tips for Taking the Bite Out of Your Friendship We love our dogs, and many of us consider them part of our families. But dogs aren’t people, and they need our help to head off or correct any behaviors that can be dangerous,...

When it’s time to buy a new car, drivers have different ideas about what they want. From color to horsepower to sound systems, each driver has his or her own vision of what car is right. However, when it comes to buying a new car...

Extreme temperatures, from wintry winds to summer heat waves, can make us more mindful of the importance of an energy-efficient home. But no matter the season or which climate you live in, taking a few key steps can make a significant...

Buying a car is a major purchase, and if you’re a first-time car buyer, there are a few helpful things to know, before heading to the dealership. Fortunately, buying your first car is easier than ever thanks to online resources...

Man’s best friend makes a great travel companion, but to make the most of your travels together, it’s a good idea to dog-proof your car. Here are six easy steps to doing that: Clean your car first Cleaning your car...

When the weather report predicts any type of storm, it’s time to prepare for the possibility of an electrical outage. Whether it’s the lightning bolts of a thunderstorm, the damaging winds of a tornado or the heavy snows of...

More hybrid, electric and natural gas vehicles are taking to roads. Can you tell the difference between them? Each has advantages and disadvantages, based on cost, fuel, maintenance and size. If you’re considering an alternative...

In just 9 years, Nationwide Insurance has reduced its carbon footprint — the amount of carbon dioxide emitted through normal daily business activities – by 21.1%. To put that in context, if all Nationwide Insurance...

We insure drivers with a DUI violation and can file an SR-22 immediately, if necessary. A DUI doesn’t always mean you need an SR-22. But, if you need one, you’ll know for sure because a court or your state will tell you if...

Your personal auto insurance, including all limits and deductibles, extends to almost any rental car you drive. That means, if you carry comprehensive and collision coverage on your daily ride, you’ll be protected against...

If it’s in your house or on your property, you’re responsible for it. That means that you might need to be sure that things you don’t actually own are covered by your homeowners’ insurance. Obvious? Not as much...

The workplace today knows no bounds, and more people are working from home. According to the U.S. Small Business Administration, about 50% of all small businesses today are based in people’s homes, and there’s no indication...

When you are buying a used car, there are a number of things to consider such as the condition of the interior and exterior, how well the car handles the road, and its reliability. You also need to look for the number of miles on the...

You’ve been gearing up for your move for month, but your pet likely has had less time to get used to the idea of new trees to sniff and fire hydrants to investigate. Just as moving can be stressful for you, it can also create...

Gap insurance (also called loan/lease payoff) applies if your car is totaled or stolen. You should consider adding this coverage if the amount left on your loan is more than your car is worth. For example, you have $25,000 on your loan...

It’s hard to imagine a road trip nowadays without a soundtrack playing on your car’s stereo. In fact, music is a mainstay of pretty much any car trip, whether it’s a quick drive across town or a long-distance trek. Of...

Building a fire pit can be as simple as circling stones in your backyard or as complex as a professionally built unit on your patio. Whichever way you choose to go, be sure to keep these fire pit safety tips in mind. Preparing your...

In the early 2000s, luxury car makers began producing automobiles that were missing something – a key. Like many features that first appeared in luxury autos, the dash-mounted push-button start has now filtered down to more...

Like it or not, speeding tickets happen. But you should be careful to avoid getting one—and not just because exceeding the posted limit can be dangerous. The expense of getting a speeding violation may not end after you pay the...

When the weather starts to cool, people begin to think of warm, cozy scents. It’s part of the reason why many retailers hold candle sales in the fall. Scent is tied to memory, and aromatherapy has been proven to affect mood, so...

Homeowners insurance can protect you from the unexpected. If your home is damaged or your belongings are stolen, it can help cover repairs or replacement, temporary housing and more. For example, if a tree falls through your roof,...

More women are hitting the streets on two wheels. There are nearly 7 million of them, according to the Motorcycle Industry Council, making up more than one-quarter of overall riders. And they also account for 10 percent of all...

How much do you spend on groceries weekly? The average cost to feed a family of four can be up to $1,293 per month, according to an Agriculture Dept. report. If you’re grocery shopping on a budget, use these 10 ways to help save...

You’ve been saving to buy a home. But timing is important if you want to find the best value for your budget. Certain times of the year are often better for buyers than sellers. Prices tend to drop during these periods, and that...

Schools, playgrounds and childcare facilities are full of energy and fun—but they’re also full of kids’ germs. Any place where lots of kids come in contact with one another is likely to have a high level of illnesses....

Auto insurance premiums are frequently rising in the United States. Policyholders who’ve filed no recent claims may be perplexed by car insurance premium increases and wonder what’s behind the changes. Several macro trends...

Nothing says fall fun like a few hours at the stadium of your favorite sports team enjoying a pre-game tailgate party. It’s a tradition as old as football itself and one that’s grown in popularity over the years. Following...

Have you outgrown your home? If you crave more space but can’t afford to move—or love your neighborhood too much to leave—consider putting on an addition. Imagine your home with a new, fully remodeled kitchen –...

Putting a teenager behind the wheel can be nerve-racking for parents – and justifiably so. The Insurance Institute for Highway Safety found that teens crash three times as often as drivers aged 20 and older. But there are things...

While spring is a common time for many homeowners to spend some extra attention on upkeep and maintenance, autumn is just as critical a season for preparing your home to withstand the potentially harsh winter weather and temperature...

"Full coverage" usually refers to optional coverage over and above what is legally required...